Saturday, August 6, 2011

Q&A: What are some good auto loans for undergraduate students ...


Question by SHeard: What are some good auto loans for undergraduate students?
I have found a great deal on a car, and am looking to borrow around $ 2000. I am currently a college student, who has no credit or a high income. So far, I think that with my current income, $ 2000 would be manageable to payback. I do not want to get sucked into scams. What are some good student auto loans available?

Best answer:

Answer by sarahsmile90
Lenders wear?t usually offer auto loans for that small make, you would need a personal loan. With your small income and being that you are a student, it is unlikely that you would qualify for a personal loan?.sorry.

What do you think? Answer below!

This entry was posted in Auto Loans and tagged Auto, good, Loans, some, students, undergraduate. Bookmark the permalink.

Source: http://autofinanceadvice.com/auto-loans/qa-what-are-some-good-auto-loans-for-undergraduate-students/

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Friday, August 5, 2011

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Diet Tips for a Healthy Heart | Health Tips and Fitness

Who does not want a healthy life without tension? But the irony is, very few people actually have the right knowledge about staying healthy and fit. Modern lifestyle, stress and tension at the workplace, career, personal problems and various other unavoidable situations often create serious threats for our well being. The end result is heart attack, sudden rise or fall in blood pressure, insomnia or even a nervous breakdown. Heart attacks, heart blockage and congenital heart diseases are continuously on the rise, irrespective of the worldwide campaigns, health tips, diet plans and awareness programs spread by health experts, physicians and medical practitioners.

Smoking, high blood pressure, obesity, diet rich in animal protein and fat, stress, diabetes, sedentary lifestyle, hypertension, genetic history of heart problems and various other factors lead to heart attacks. In a world where cardiovascular diseases are the number one killer, we need to take extra careful measures to stay away from this ever-increasing menace.

So here are some useful diet tips and simple steps which you can follow to keep your heart in good shape:

For any kind of heart disorder, the first important rule to be kept in mind is to stop eating foods that are high in salt, saturated fatty acids and cholesterol. Intake foods that have lesser amounts of fats, cholesterol and salt. Eat fresh fruits. When you are having canned food, go for the unsalted ones.
Have a diet rich in fresh vegetables, fish(avoid the oily ones), chicken, turkey, sprouts, tofu, fresh fruit juices, cottage cheese, soy milk, lemon juice, vegetable juice, pasta, homemade breads and whole wheat breads.
Sweets and sweetened juices, caramel products, butter, red meats, instant cereals, high fat dairy products, shellfish, high in sodium foods, nuts, eggs, cheese, aerated drinks are best avoided.
Consumption of cholesterol from your daily food intake should be about 300mg per day. Eat a balanced diet rich in green vegetables, fresh fruits, whole grains, complex carbohydrates, lean meats, high fiber and low fat for cardiovascular health. Use refined sugar for your cooking.
Avoid smoking and cut down on your alcohol consumption. Studies reveal that a significant number of sudden cardiac arrests and other heart related problems arise from smoking, irregular lifestyle and alcohol consumption. Bypass surgery, pacemakers and balloons are quite expensive for common people to afford. Thus preventive measures should be taken quite early to keep the heart risk factors to the minimum.
Recent medical and scientific research links obesity as a prime factor in heart attacks and serious heart diseases. Sedentary lifestyle, lack of physical activities and not having a regular exercise routine are the main causes of being overweight. These factors often lead to coronary heart diseases, cardiac arrests and diabetes. A regular workout session keeps heart ailments away. Maintain at least 30 minutes of proper physical exercise for a healthy life. Brisk walking and yoga are very much recommended for a healthy heart, controlled blood pressure and for reducing LDL cholesterol and triglycerides. However, if you are suffering from an inborn heart disease, it is advisable to consult your doctor for a proper sport or exercise routine.
Maintain a specific time for your lunch and dinner. Cut down on caffeine and smoking to increase HDL cholesterol levels. Limit intake of fried and barbecued meats, shrimps, deep-fried foods, creams, sauces, hydrogenated fats, cakes with icing, pies, lard, ghee, ice creams and whole milks.

The solution for a healthy heart lies in eating smart and the right kind of food. Eat healthy, leafy and nutritious foods that are good for your heart. Consult a nutritionist or doctor if you need a balanced diet plan and eat your way to a healthier heart!

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Indrani Batabyal is a writer, editor and freelance journalist from Calcutta with over 5 years of experience in online media, contributing regularly throughout the web. She writes on fashion, lifestyle, beauty, travel, technology, women, health&fitness, entertainment, society, sports, environment and much more. A Masters in English literature from the University of Calcutta, Indrani has worked as a senior editor and assistant copyeditor with reputed organizations and publishing houses like Outsource Partners International and Macmillan; she has also worked as a senior content writer and editor with Intrasoft Technologies and Greeka.com

Indrani also writes periodically for Instablogs, Kolkatamirror.com, Yahoo! Contributor Network/Associated Content, Ezine, MSN, News of India, Buzzle, Chillibreeze, Articlesbase and many others. She loves travelogues, books, good movies, music and takes avid interest in blogging. As ideal career interests, she would love to be a film editor or get into full-time
journalism. Right now, Indrani is based in India, Calcutta and is into content writing and editorial services.


Article from articlesbase.com

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Source: http://1dakika1dunya.com/diet-tips-for-a-healthy-heart.html

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Thursday, August 4, 2011

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U.S. says insurers must fully cover birth control (Reuters)

WASHINGTON (Reuters) ? U.S. health insurance companies must fully cover women's birth control and other preventive health care services under Obama administration rules released on Monday.

The mandate from the Health and Human Services Department represents a landmark decision in a decades-long debate on women's health issues that has pitted family planning groups against conservative organizations.

"Under the law, we're making it illegal to charge women more just because of their gender," HHS Secretary Kathleen Sebelius said on Monday.

The guidelines, a product of last year's healthcare overhaul, go into effect on Monday, and require insurers to do away with co-payments on coverage of preventive care services for women in all new plans beginning in August 2012.

The rules largely follow recommendations from a scientific advisory group released last month.

The U.S. Institute of Medicine (IOM) said in a July report that all government-approved birth control methods -- including the "morning-after pill," taken shortly after sexual intercourse to stop a pregnancy -- should be included in the U.S. list of preventive health services.

The newly required coverage also includes free screenings for gestational diabetes, testing for human papillomavirus in women over 30, counseling for HIV and sexually transmitted infections, and screening for domestic violence.

"Today is a historic victory for women's health and women across the country," said Cecile Richards, president of Planned Parenthood Federation of America. "The decision by HHS is monumental for millions of women."

Conservative groups balked at the decision to force private insurers to fully cover birth control. "HHS says the intent of its 'preventive services' mandate is to help 'stop health problems before they start,'" said Cardinal Daniel DiNardo, chairman of the pro-life activities committee at the U.S. Conference of Catholic Bishops. "But pregnancy is not a disease, and children are not a 'health problem.'"

In a nod to conservative groups, the HHS included an amendment to its final rules that would allow religious employees and institutions to choose whether to cover contraception services in their insurance.

MORAL DEBATE

For at least 50 years, religious objections to birth control have made the topic a hot-button social issue in the United States.

In 1965, a Supreme Court ruling ended an era when states could ban the use of contraceptives, arguing that such power violated "the right to marital privacy." In 1972, another case upheld unmarried couples' rights to the use of contraceptives.

Monday's rules mark another turn in the debate and could help put birth control in financial reach for some women.

Many of the bigger employers must include birth control among the services covered by their insurance, but require women to pay part of the price. The HHS guidelines would get rid of the co-pay.

"(Contraception) is not controversial in the lives of women... To an extent, this is not really new, but it's filling in the gaps," said Judy Waxman, vice president for health and reproductive rights at the National Women's Law Center, a non-profit pro-choice education center.

There is some question about how much impact the rule will have on coverage of the "morning-after pill."

The HHS rule requires coverage of contraceptives "as prescribed." Two most commonly used government-approved emergency contraceptives -- "Plan B" from Teva Pharmaceuticals and "Next Choice" from Watson Pharmaceuticals -- are sold over the counter. The only prescription emergency pill is Watson's "ella," approved in 2010.

"It's regulatory sleight of hand on the part of HHS," said Dr. Michele Curtis, an obstetrician and gynecologist at the University of Texas-Houston Medical School.

Still, some women said the government's mandate for full coverage of birth control is a welcome step.

"I'm not on it now, but I took it in my twenties, and it cost a small fortune back then," said 47-year-old Carole Murphy, who was shopping at a local CVS on Monday. "It's good to have the option if you need it."

To read the HHS guidelines, visit http://www.hrsa.gov/womensguidelines.

(Reporting by Alina Selyukh, Anna Yukhananov and Andrew Seaman. Editing by Maureen Bavdek and Robert MacMillan)

Source: http://us.rd.yahoo.com/dailynews/rss/obama/*http%3A//news.yahoo.com/s/nm/20110801/pl_nm/us_usa_health_preventive

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